Disclaimer | Her Time & Wealth

This Disclaimer applies to hertimeandwealth.com, our social media accounts, emails, digital products, the Maternity Benefits Audit, the Maternity Leave Blueprint, the Leave-Readiness Quiz, our app and any other content or service offered by Lyla, a sole proprietor doing business as Her Time & Wealth (“Her Time & Wealth,” “we,” “us” or “our”). By using any of them, you agree to this Disclaimer.

Educational purposes only

Everything we share and sell is for general educational, informational and organizational purposes only. It is not legal, tax, financial, investment, insurance, accounting, medical, human resources or employment-law advice, and it is not a substitute for advice from a licensed professional who knows your full situation.

Not a lawyer, financial advisor or HR representative

Lyla is a registered nurse with NICU experience and a mom. Her nursing background is clinical. It is not a legal, insurance, financial, tax or HR credential. She is not an attorney, certified financial planner, tax professional, licensed insurance agent, benefits administrator or human resources representative, and nothing we provide creates an attorney-client, fiduciary, advisor-client or nurse-patient relationship.

Your benefits are decided by others

Leave eligibility, job protection, pay, insurance coverage and benefit amounts are determined by your employer, your plan documents, your insurer or plan administrator, and federal, state and local law, not by us. Laws, policies and programs vary by state and employer and change often.

Any estimate, timeline, calendar, checklist or summary we provide is based only on the information you give us and on what was publicly available when it was prepared. It may be incomplete or become out of date. You are responsible for confirming every detail directly and in writing with your employer, HR, plan administrator, insurer and the appropriate state or federal agency before making any decision.

No guarantees

We do not guarantee any particular outcome, including eligibility for any leave or benefit, the length of your leave, any payment amount, approval of any claim, job protection or financial result. Testimonials and client stories on our website and social media reflect individual experiences. They are not typical results and are not a promise that you will get the same or similar results. Every family's benefits and results are different.

Not medical advice

Although Lyla is a nurse, nothing we share is medical advice, and we do not diagnose, treat or provide care. Questions about your pregnancy, health, recovery or your baby's health belong with your own healthcare provider. In an emergency, call 911.

Your decisions are your responsibility

You use our content, products and services at your own risk and are solely responsible for your decisions and their results. To the fullest extent permitted by law, Her Time & Wealth is not liable for any loss or damage of any kind arising from your use of, or reliance on, anything we provide. See our Terms & Conditions for the full limitation of liability.

Links and affiliate relationships

We may link to third-party websites, products, tools and government resources for your convenience. We do not control them and are not responsible for their content, accuracy or practices. Some links may be affiliate links, which means we may earn a commission, at no extra cost to you, if you make a purchase. We only share things we believe may be genuinely useful.